Trace each line
A stack is easier to understand one obligation at a time
Put every advance and withdrawal on the same map before deciding what to address first.
Build the stack map
Agreement and current balance
Record the obligation as it exists now, using the latest information available.
Debit amount and cadence
Mark daily, weekly, or monthly withdrawals and the account used.
Sequence and reason
Note what each advance was meant to solve and whether newer money carried an older obligation.
The map is a starting point, not a verdict
The number of positions does not determine the right next step. Revenue timing, margins, agreements, available cash, and creditor behavior all matter.
Debt Divers does not automatically enroll a business, approve a product, or instruct creditors.
Legal, tax, and accounting questions belong with appropriately licensed professionals.